We accept the following payment methods:
The California Medical Assistance Program (Medi-Cal or MediCal) is California’s Medicaid program serving low-income individuals, including families, seniors, persons with disabilities, children in foster care, pregnant women, and childless adults with incomes below 138% of federal poverty level. Benefits include ambulatory patient services, emergency services, hospitalization, maternity and newborn care, mental health and substance use disorder treatment, dental (Denti-Cal), vision, and long term care and supports. Approximately 12.5 million people were enrolled in Medi-Cal as of May 2015, or about 32.4% of California’s population; in Tulare County and Merced County, more than 50% of county residents were enrolled as of September 2015.
Medi-Cal provides health coverage for people with …
In the United States, Medicare is a national health insurance program administered by the U.S. federal government since 1966. United States Medicare is funded by a payroll tax, premiums and surtaxes from beneficiaries, and general revenue. It provides health insurance for Americans aged 65 and older who have worked and paid into the system through the payroll tax. It also provides health insurance to younger people with some disability status as determined by the Social Security Administration, as well as people with end stage renal disease and amyotrophic lateral sclerosis.
In 2015, Medicare provided health insurance for over 55 million — 46 million people age 65 and older and 9 million younger people. On average, Medicare covers about half of the health care charges for those enrolled. The enrollees must then cover their remaining costs either with supplemental insurance, separate insurance, or out-of-pocket. Out-of-pocket costs can vary depending on the amount of health care a Medicare enrollee needs. They might include the costs of uncovered services—such as for long-term, dental, hearing, and vision care—and supplemental insurance premiums.
Medicare and Medicaid are the two government sponsored medical insurance programs in the United States. Medicare is further divided into parts A and B — Medicare Part A covers hospital and hospice services; Part B covers outpatient services. Part D covers self-administered prescription drugs. Part C is an alternative to the other parts intended to allow experimentation with differently structured plans in an effort to reduce costs to the government and allow patients to choose plans with more benefits.
In general, all persons 65 years of age or older who have been legal residents of the United States for …
HMO (Health Maintenance Organization)
In the United States, a Health Maintenance Organization (HMO) is a medical insurance group that provides health services for a fixed annual fee. It is an organization that provides or arranges managed care for health insurance, self-funded health care benefit plans, individuals, and other entities, acting as a liaison with health care providers (hospitals, doctors, etc.) on a prepaid basis. The Health Maintenance Organization Act of 1973 required employers with 25 or more employees to offer federally certified HMO options if the employer offers traditional healthcare options. Unlike traditional indemnity insurance, an HMO covers care rendered by those doctors and other professionals who have agreed by contract to treat patients in accordance with the HMO’s guidelines and restrictions in exchange for a steady stream of customers. HMOs cover emergency care regardless of the health care provider’s contracted status.
HMOs often require members to select …
PPO (Preferred Provider Organization)
In health insurance in the United States, a Preferred Provider Organization (PPO, sometimes referred to as a Participating Provider Organization or Preferred Provider Option) is a managed care organization of medical doctors, hospitals, and other health care providers who have agreed with an insurer or a third-party administrator to provide health care at reduced rates to the insurer’s or administrator’s clients.
A Preferred Provider Organization is a subscription-based medical care arrangement. A membership allows …
There are both advantages and drawbacks to out-of-pocket private payment and to using insurance. Obviously, the biggest drawback of out-of-pocket private pay is that it is an immediate out-of-pocket expense. However, there are several advantages of private pay that may make the expense worthwhile.
You pick your provider.
Perhaps most importantly …